Privacy Policy

This Privacy Policy describes how MonthlyPremium.online ("we," "us," or "our") collects, uses, discloses, and safeguards information when you visit our website or contact us by telephone. By using this website or calling the number we display, you consent to the practices described below.

MonthlyPremium.online is operated as an advertising property of our advertising partner, Drive Safe LLC. References to "we," "us," and "our" in this Policy include Drive Safe LLC where applicable. Drive Safe LLC may collect, process, and share information as described below for the purpose of operating this website and connecting consumers with licensed insurance agents.

1. Information We Collect

We may collect the following categories of information:

• Contact details you voluntarily provide, such as name, telephone number, email address, and ZIP code.
• Communication content, including voice recordings of calls placed to or from the telephone number displayed on our site.
• Technical data automatically collected through cookies and similar technologies, such as IP address, device type, browser, referring URL, and pages viewed.
• Marketing data, such as the advertisement or keyword that brought you to our site.

2. How We Use Your Information

• To connect you with a licensed insurance agent who can discuss plans available in your state.
• To respond to inquiries and provide customer support.
• To operate, secure, and improve our website and services.
• To comply with legal obligations and enforce our Terms.
• To send relevant offers or follow-ups where permitted by law.

3. How We Share Information

We may share information with licensed insurance agents, agencies, and service providers who help operate our business (such as telephony, hosting, analytics, and marketing platforms). We do not sell personal information for cash payment. We may share information when required by law, to enforce our rights, or to protect the safety of users.

4. TCPA Consent

By providing your telephone number or by initiating a call to the number on our website, you consent to receive calls and text messages from us and our licensed agent partners, including by automatic telephone dialing systems and prerecorded voice messages, regarding insurance products and services. Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by asking to be removed during a call.

5. Cookies and Tracking

We use cookies, web beacons, and similar technologies to operate the site, measure performance, and personalize content. You can control cookies through your browser settings. Disabling cookies may limit website functionality.

6. Third-Party Advertising

We may use third-party advertising partners, including Google, that use cookies to serve ads based on prior visits to this and other websites. You may opt out of personalized advertising by visiting Google Ads Settings or the Network Advertising Initiative opt-out page.

7. Data Retention and Security

We retain personal information only as long as reasonably necessary for the purposes described above or as required by law. We use commercially reasonable technical and organizational measures to protect personal information, but no method of transmission or storage is 100% secure.

8. Your Choices and Rights

Depending on your state of residence, you may have the right to request access, correction, deletion, or portability of your personal information, and to opt out of certain sharing. To exercise these rights, contact us at the address below.

9. Children's Privacy

This website is intended for adults aged 18 and older. We do not knowingly collect personal information from children.

10. Changes to this Policy

We may update this Privacy Policy from time to time. Material changes will be posted on this page with an updated effective date.

11. Contact

Questions about this Privacy Policy? Email support@monthlypremium.online.